Benefit Plan Optimization - Benefit Plan Optimization is the process of analyzing all the variables including employee health and demographics, claims experience and budgets, and determining the bets plan to fit the characteristics of a specific group.

Comparative Claims Analysis - This analysis compares the claims experience of an employer group with the normative data for similar groups. By using this analysis, an employer can see where claims are above and below the norms and adjust plan design to accordingly.

Predictive Claims Modeling - Close to 80% of the total claims of a group come from 10% of the population. Predictive claims modeling is the process of analyzing current claims and treatment patterns to predict and thus control the expected claims for the future.

Benefits Benchmarking - Benefits Benchmarking is the process is comparing the variables and costs of your benefits plans with peer groups in the region and nation.

Consumer Driven Health Plan Utilization Modeling - Consumer Driven Health Plans are becoming a more popular and cost effective way to offer benefits to employees. However, if deployed the wrong way these plans can drive up costs and result in employee dissatisfaction. CDHP Utilization modeling predicts the utilization of a CDHP plan in advance to determine whether the plan will achieve it desired goals.

Employee Cost Sharing Analysis - Proper cost sharing is important so that you can optimize your dollars to deliver the best plans at reasonable costs to your employees. If you charge too much then you may not have a competitive offering to attract and retain employees. If you charge too little then you may end up with all dependents on your plan even when spouses may have coverage somewhere else. Most employers want the proper balance.

Employee Demographics Analysis - Employee demographics are a substantial driver of costs. We all know older employees are more likely to incur claims than younger employees are. Through an analysis of company demographics, we will advise you the best way to maximize your benefit plans.

Health and Wellness Assessment - Another contributing factor to your benefits cost is the health and wellness of your employees. There are programs available to measure the health and wellness of your staff and determine steps that can be taken to improve the health of the staff that may result in lower health care costs and employees that are more productive.